Healthcare expenses in India have increased rapidly over the years. For many families, even a single major illness can create serious financial pressure. To solve this problem, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), commonly known as the Ayushman Health Card Scheme.
Under this scheme, eligible families can receive up to ₹10 lakh free medical treatment every year at empanelled hospitals across India. Prisha Group, through its service unit Prisha Document Center, provides trusted assistance to help people understand, apply for, and use the Ayushman Health Card correctly.
What is Ayushman Bharat Health Card?
The Ayushman Health Card is a government-issued card that allows eligible beneficiaries to access cashless and paperless medical treatment. It is part of the world’s largest public health assurance program, covering crores of Indian citizens.
The scheme focuses mainly on economically weaker families, ensuring that quality healthcare is not denied due to lack of money. With this card, beneficiaries can receive treatment at both government and selected private hospitals without paying hospital bills upfront.
₹10 Lakh Free Treatment – How Does It Work?
Many people are confused about the ₹10 lakh benefit. Here is a clear explanation:
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The scheme provides health cover up to ₹10 lakh per family per year
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Treatment is cashless at empanelled hospitals
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Covers major surgeries, serious illnesses, and hospitalisation costs
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No restriction on family size or age
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Benefits are portable across India
This means a beneficiary from one state can receive treatment in another state without any issue.
Who is Eligible for Ayushman Health Card?
Eligibility is based on Socio-Economic Caste Census (SECC) data and government criteria. Generally, the following families may qualify:
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Economically weaker households
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Families listed under government welfare databases
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Rural and urban poor as per notified categories
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Individuals without stable income or social security
⚠️ Eligibility rules are decided by the government, and benefits are provided only to eligible applicants.
Benefits of Ayushman Bharat Health Card
🏥 Medical Coverage
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Free treatment up to ₹10 lakh
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Covers secondary and tertiary care
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Includes surgeries, diagnostics, and hospital stays
📄 Cashless & Paperless Process
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No advance payment required
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Digital verification at hospitals
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Simple and fast process
🌍 Nationwide Validity
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Usable in any empanelled hospital across India
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No state restriction
👨👩👧👦 Family Coverage
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Entire family covered under one scheme
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No cap on number of family members
Diseases and Treatments Covered
Ayushman Health Card covers a wide range of treatments, including:
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Heart surgeries
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Cancer treatment
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Kidney dialysis
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Orthopedic surgeries
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General and emergency care
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Critical illnesses
The list of treatments is updated regularly by the government.
Role of Prisha Group in Ayushman Health Card Services
Prisha Group is committed to helping people access government services smoothly and safely. Through Prisha Document Center, we assist citizens with:
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Ayushman Health Card application guidance
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Checking eligibility as per available norms
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Helping with digital process support
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Providing correct information and updates
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Avoiding common mistakes that lead to rejection
We follow a transparent and step-by-step system, ensuring applicants understand the process clearly.
📞 Contact Number: 9478446880
🏢 Service Unit: Prisha Document Center
🏷️ A Unit of Prisha Group
Why Choose Prisha Document Center?
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✔ Trusted service provider
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✔ Clear guidance without confusion
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✔ Government-compliant process
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✔ Time-saving support
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✔ Customer-first approach
Our goal is to ensure that eligible families receive the benefits they deserve without unnecessary hassle.
Common Myths About Ayushman Health Card
❌ Myth 1: Everyone Automatically Gets the Card
Truth: Only eligible families qualify as per government data.
❌ Myth 2: Private Hospitals Are Not Covered
Truth: Many empanelled private hospitals are included.
❌ Myth 3: Card is Chargeable
Truth: The Ayushman Health Card is free for eligible beneficiaries.
Important Things to Remember
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Always rely on official and verified information
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Do not trust agents promising guaranteed approval
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Keep your details accurate
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Follow the correct process
FAQs – Ayushman Health Card
Q1. Is Ayushman Health Card valid across India?
Yes, it is valid at empanelled hospitals nationwide.
Q2. Can one family member use full ₹10 lakh?
Yes, as per treatment requirements and scheme guidelines.
Q3. Is there any age limit?
No age limit applies.
Q4. Does the card expire?
Validity depends on government policy and updates.
For trusted government document assistance, visit Prisha Document Center.Conclusion
The Ayushman Bharat Health Card is a life-changing healthcare initiative that ensures financial protection during medical emergencies. With coverage of up to ₹10 lakh free treatment, it brings relief to millions of families.
Prisha Group, through Prisha Document Center, stands as a trusted support system to guide people correctly through the Ayushman Health Card process. Our mission is to simplify government services and help eligible citizens access healthcare benefits safely and transparently.
📌 Prisha Group – Skills • Services • Solutions

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